Estimate your take-home pay in Nigeria after PAYE, rent relief, pension, NHF, NHIS, life insurance, and other deductions. Built for employees, payroll teams, and anyone comparing gross pay with net pay.
The calculator annualizes your monthly salary, subtracts approved or common deductions, applies rent relief where relevant, and then computes tax using Nigeria’s progressive income tax bands. It gives a practical estimate of monthly PAYE and take-home pay.
Enter your salary and deductions below to estimate your monthly take-home pay in Nigeria.
Nigeria’s payroll calculations can change when deductions are added or removed, so a monthly net salary estimate helps you plan better. This calculator is useful for employees checking take-home pay, HR teams preparing payroll, and job seekers comparing offers across Lagos, Abuja, Port Harcourt, Ibadan, Kano, Enugu, and other cities.
The estimate includes monthly salary, annual tax conversion, PAYE computation, rent relief, pension-related deductions, NHF, NHIS, life insurance, and additional monthly deductions.
This tool gives an estimate only. Final payroll may differ depending on how your employer structures allowances, benefits, or approved deductions.